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Bank Jobs After 12th - Check Eligibility & Expected Salary

23 January,2024  |  By Brainwonders

Bank Jobs After 12th

The banking sector presents some of the most secure employment opportunities, providing young professionals many choices. Owing to competitive salaries, job stability, and additional perks, an increasing number of individuals seek employment in banks immediately after completing their 12th-grade education. Numerous students who have successfully finished their 12th grade express interest in pursuing banking courses post-graduation due to the promising career prospects they offer.

After completing their 12th-grade education, students have a range of roles within the banking industry to kickstart their professional journeys. Additionally, several government bank job opportunities are accessible for individuals who have completed their 12th grade. However, let's first delve into the essential skills required for those aspiring to secure bank positions after completing the 12th grade.

Skills Required for Bank Jobs After 12th

Communication skills: Good communication skills are essential for success in bank jobs after class 12. Bank employees need to be able to communicate effectively, both verbally and in writing, with clients, explain financial policies and procedures, and respond to queries. 

Analytical skills: Analytical abilities are also vitally important, as they help individuals make sense of large amounts of data and solve complicated problems. Customer service is another key component of working in a bank, as it’s essential for ensuring customer satisfaction. 

Interpersonal Skills: Strong interpersonal skills like active listening, problem-solving, empathy, and communication can make a huge difference when dealing with customers. 

Team Work: Finally, working well in a team is paramount. Working collaboratively requires motivation, openness to cooperation, and strong communication, negotiation, influencing, and advisory skills.

What exactly is a Bank Job?

In a bank job, you will provide banking solutions to individuals, including the corporate, institutes, societies, etc. You will be allotted to several departments in the banking sector depending upon the work. It would be best to handle all the individual’s or businessmen or commercial transactions. Also need to take all types of accounts like saving, fixed deposit, current, recurring deposit accounts and many more. 

For individuals, you will be helping them in opening the bank account, helping them get banking cards, explaining banking facilities about securing loans, insurance policies, withdrawal policy, etc. Also maintaining the transaction history, keeping the individual account records, receipts and much more.

How can I apply for a Job in Bank?

After clearing your 12th exam, you can start preparing for several bank exams. For several private and international banks, there is an individual selection process where the individual has to go through different rounds, and based on results; the individual is selected. Most bank recruitment tests consist of a written test that includes sections on logical reasoning, quantitative aptitude, verbal aptitude and general knowledge.

What is the Eligibility Criteria to get a Job in Banks?

For getting a job in a bank, listed below are the eligibility criteria:

  • It would help if you were an Indian to apply for several Banking exams. 
  • You must complete your 12th.
  • You should complete your graduation with a minimum of 60% marks.
  • You must be at least 18 years old and no older than 28 years to be considered for clerical positions.
  • Most banks have the eligibility criteria of 12th and a maximum age gap of 25. You will be selected based on your exceptional practical knowledge in such situations.
  • You must be at least 21 years old and no older than 30 years old to consider a Bank PO position. Aside from that, you must have received 55% to 60% marks from a nationally renowned institution. The proportion of marks earned for this job varies from bank to bank.
  • You must have practical computer knowledge (mainly Ms-Excel)

After going through the eligibility criteria, you can directly apply to any listed private sector banks.

  • Axis Bank
  • Bandhan Bank
  • CSB Bank
  • City Union Bank
  • DCB Bank
  • Dhanlaxmi Bank
  • Federal Bank
  • HDFC Bank
  • ICICI Bank
  • IDBI Bank
  • RBL Bank
  • South Indian Bank
  • Tamilnad Mercantile Bank
  • YES Bank
  • IndusInd Bank
  • J&K Bank
  • Karnataka Bank
  • Karur Vysya Bank
  • Kotak Mahindra Bank
  • Nainital Bank

List of Bank Jobs After 12th

Job Title Educational Qualification Average Salary

Minimum 60% in 10+2 from a recognized Board

Appear for SSC Stenographer Preliminary exam

Rs. 3.3 lakhs per year


Data Entry Operator

10+2 in any stream

Certifications in Microsoft Excel, Microsoft Office are recommended

Rs. 2.1 lakhs per year
Tele caller 10+2 in any stream Rs. 1.9 lakhs per year

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The Institute of Banking Personnel Selection, or IBPS, is an independent group that runs the exams for all public-sector banks except the Reserve Bank of India. It runs the exams for all public-sector banks except the RBI. IBPS is a centralized national exam conducted to recruit individuals in government sector banks.

IBPS conducts the listed below examination
  • IBPS PO (Probationary Officer) Exam
  • IBPS SO (Specialist Officer) Exam
  • IBPS Clerk Exam
  • IBPS RRB (Regional Rural Banks) Exam
The list of public sector banks that recruit applicants based on the IBPS Exam is below.
  • Bank of Maharashtra
  • Canara Bank
  • Union Bank of India
  • Central Bank of India
  • United Bank of India
  • Syndicate Bank
  • Indian Overseas Bank
  • Andhra Bank
  • Dena Bank
  • Oriental Bank of Commerce
  • Punjab exam National Bank
  • UCO Bank
  • Corporation Bank
  • Allahabad Bank
  • Indian Bank
  • Vijaya Bank
  • Bank of India
  • Punjab and Sind Bank
  • ECGC
  • Bank of Baroda

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SBI Bank

The State Bank of India conducts the SBI exam to recruit candidates in SBI. 

Banks and associated Banks. 

SBI conducts the listed below examination

  • SBI PO Exam
  • SBI Clerk Exam
  • SBI SO Exam

The list of SBI and associated banks that recruit applicants based on the SBI Exam is given below.

  • The State Bank of Hyderabad
  • State Bank of Travancore
  • State Bank of Patiala
  • State Bank of Indore 
  • State Bank of Bikaner and Jaipur
  • State Bank of Mysore 
  • State Bank of Saurashtra and many more

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RBI Exam

Different exams are conducted by the (Reserve Bank of India) to recruit staff to various positions within the RBI.

RBI conducts the listed below examination

  • RBI Grade A
  • RBI Grade B
List of all the International Banks

Listed below, International Banks do not have their headquarters in India, nor are they restricted to major urban areas. These banks hire only individuals with extensive expertise and specialization in banking.

  • Standard Chartered Bank
  • American Express
  • Bank of America
  • Citibank
  • Royal Bank of Scotland
  • HSBC Ltd
  • Deutsche Bank
  • DBS Bank and many more.

How to become a Bank Manager?

To become a Bank Manager, you first need to have several years of experience. Along with the knowledge, you need to accumulate all the necessary qualities to become a Bank Manager. 

You can start working as a Trainee Executive and work your way up to become an Executive. Officer. And then get promoted through several job positions such as:

In Public Sector:
  1. Senior Officer
  2. Deputy Manager
  3. Branch Manager
  4. Chief Manager
  5. Assistant General Manager
  6. General Manager
  7. Senior General Manager
  8. Deputy Director
  9. Director, etc.
In Private Sector:
  1. Assistant Manager
  2. Manager
  3. Senior Manager
  4. Branch Manager
  5. Assistant Vice President
  6. Associate Vice President
  7. Vice President
  8. President
  9. Executive Director, etc.


So starting a career in the Banking Sector requires a lot of patience; you should fit in the mentioned above eligibility criteria. Only then will you be selected among different private and public sector Banks. Career planning plays a prominent aspect when choosing any career. Suppose you find yourself in a dilemma and struggling to find the right job for you. In that case, we at Brainwonders help the students provide the necessary career guidance, which makes them confident about selecting the correct career path. So contact us immediately for your scalable future.

Frequently asked questions on Bank Jobs After 12th

Q1. What types of banking jobs are available in India after the 12th grade?

Ans: After completing 12th grade, students in India can pursue a range of banking and finance-related roles. Popular job titles in this field include bank tellers, back office operations staff, customer service representatives, loan associates, and financial advisors. These positions typically offer entry-level salaries, with opportunities to advance over time.

Q2. What skills and qualifications do I need to secure a banking job in India?

Ans: The exact specific requirements will vary from job to job. Still, banks in India look for applicants with excellent written and verbal communication skills and strong numerical skills. Additionally, a good understanding of international banking and finance regulations is essential. Depending on the job title, some employers may also require applicants to possess additional qualifications, such as a banking or finance degree.

Q3. Can I apply for bank jobs online in India?

Ans: Yes, many banks in India provide the opportunity to apply for their jobs online via their website or dedicated job portals. Applicants must submit all required information and supporting materials before the advertised deadline. Additionally, checking each job application form carefully is advisable to ensure you're providing all the necessary information accurately and correctly.

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