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Best Career Options and Courses after 12th Commerce in 2021

17 February,2021  |  By Brainwonders


This article provides information regarding the careers and corresponding courses after 12th commerce. Have you taken up commerce for your 12th and reached a crossroad of opportunities, yet are confused regarding the right path, you have reached the right place.

In the earlier times, the stream of study for the 12th board exams was chosen on the basis of merit and commerce came up as the stream chosen by students with average to below-average scores. However the scenario has changed, a large number of students are opting for commerce regardless of their position in academics due to various job opportunities offered by the stream.

Let's take a look at the career options after 12th commerce

1. Economics


Economics is the study of production, consumption and transfer of goods and services. They collect and analyse data to predict market trends, theories and models.

Academic Requirements:

  • B.A/ B.Sc Economics
  • M.A/M.Sc Economics

Career Options

Students taking up these courses after 12th commerce can pursue their career as an economist, statistician, strategist, risk management analyst, insurance underwriter etc.

2. Actuarial Science

Actuarial Science

Actuarial science utilises mathematical equations, statistics and finance theories to calculate the risk, design, develop and implement various business strategies etc. Insurance, business, finance, healthcare etc. are the sectors that require analysis of the risk involved in each proposition.

Academic Requirements:

  • B.Com
  • B.A/B.Sc. Maths
  • B.A/B.Sc Statistics

ACET - Actuarial Common Entrance Test clearance leads to registration at the Institute of Actuaries of India. IAI conducts exams among which 4-5 exams must be cleared in order to work as an actuary 

Career Options

Students taking up these courses after 12th commerce can pursue their career in areas such as insurance, pension funds, enterprise risk, consulting firms, pension and retirement etc.

Recommended Read: Courses After 12th Grade, PCB & PCM | The No. #1 Complete Guide

3. Management


Management is all about planning, organising and implementing an organisations processes to ensure smooth functioning. There are several specialisations such as operations, marketing, HR, finance, international business, etc.


  • Operations deals with the administration of the daily processes in an organisation
  • Marketing deals with the activities in which the organisation is engaged to promote the visibility and sale of their product and services.
  • Human Resource deals with the people or employees in an organisation. Their career prospects include hiring, firing, motivating them etc.
  • Finance deals with the management of financial funds, they plan, predict, organise and implement various financial strategies.
  • International Business is the study of management practices all over the world, thus equipping the students to work in multinational companies as well as abroad.

Academic Requirements

  • BBS- Bachelor of Business Studies
  • BMS- Bachelor of Management Studies
  • MBA- Master of Business Administration

Career Options

Students taking up these courses after 12th commerce can pursue their career in areas such as consulting, general management, human resources, marketing, sales, strategy, supply chain management, finance, etc

4. Commerce


Commerce can be considered as an umbrella term for a cluster of fields such as accounting, auditing, finance, taxation, etc. It deals with sales and purchases on a large scale.

Academic Requirements:

  • B.Com Hons
  • M.Com
  • MBA
  • CA
  • CS
  • CMA

5. CA (Chartered accountant):


A chartered accountant is a certification provided by the Institute of Chartered Accountants of India (ICAI).

How to become a CA

  • Registration at ICAI and clearance of Competency Professional Test (CPT) is the primary step.
  • The candidate has to face the course exam in one or both groups and clear the Integrated Professional Competence (IPC)
  • This is followed by a 3 Year article ship under a practising C.A or a C.A firm.
  • Finally, the students must clear the C.A Final during or after the article ship to gain certification.

Career Options

Auditing, tax consulting, corporate finance, investment banking, etc. are the careers in commerce available for CA qualifiers. After a few years of experience, one can bring up their own practice

6. CS (Company Secretary):

Company Secretary is a professional course administered by The Institute of Company Secretaries of India (ICSI). Company Secretary ensures smooth administration of a company, along with the legal and statutory compliance and governance-related issues. Situations involving conflict of interests, development of corporate strategy and financial report preparation etc are dealt with by them.

How to become a CS

  • The aspirant has to complete a triple programme
  • Foundation Program
  • Executive Program and
  • Professional Program
  • This is followed by 15 months of practical training to join ICSI, as an Associate Company Secretary (ACS).

Career Options

Legal, secretarial and corporate governance, corporate restructuring, foreign collaborations, financial management etc. are the areas of careers in commerce available for CS qualifiers

7. CMA (Cost and Management Accountants):

Cost and Management Accountants (earlier referred to as Cost and Works Accountants) certification is provided by the Institute of Cost Accountants of India (ICAI). They work in a team with corporate executives to prepare financial plans and strategies and deal with budgeting, cost management, performance evaluation, asset management etc.

How to become a CMA:

  • The 20 different exams conducted by ICAI is divided into 3 different levels, which are
  • Foundation
  • Intermediate, and 
  • Final

8. Finance

Finance is the study that involves management of the financial assets, it involves financial planning, development of strategies, prediction and monitoring of cash flow assets and liabilities etc.

Academic Requirements:

  • BFIA
  • BFM
  • B.Com
  • BBA
  • Master’s in Finance
  • MBA in Finance

Career Options

Students taking up these courses after 12th commerce can pursue their career in areas such as Investment Banking, Financial Planning, Financial Analyst, Corporate Finance, Wealth Management, etc.

9. Statistics

Statisticians collect data analyze and interpret them to look deeper into the cause of an issue in the organization/company and suggest solutions or alternatives

Educational Qualification:

  • B.A/B.Sc. Statistics
  • B.Stats
  • M.A/M.Sc Statistics
  • M.Stats

Career Options:

Students taking up these courses after 12th commerce can pursue their career in areas such as data analysis, big data, market research, investment analysis, research analysis, risk analysis etc.

Recommended Read: Confused After 10th Results- It’s Time for Career Counselling

Apart from these categories Bank Probationary Officer (PO) is an entry-level position for students who completed B.Com, BBA, and Economics etc. after 12th. The posting is based on the Bank -PO exams. Students can also get engaged in stockbroking which involves the purchase and sale of stocks in the stock market, as well as being an entrepreneur by setting up their own business.

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